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FAQs

I am a council tenant, can I still get a loan?
YES. We offer unsecured loans to all non-homeowners at competitive rates.

I have no proof of income, can I still get a loan?
YES. We offer self certification loans at competitive rates.

How easy is it to apply for loans?
We try to make it as easy as possible for all UK residents to obtain loans. It's in our interests as well as yours to keep everything simple, clear and easy.

I am living with parents, can I still get a loan?
YES. We offer unsecured loans to all non-homeowners at competitive rates.

Cheap home loans for UK homeowners

We offer home owner loans for any purpose - cars, holidays, home improvements, weddings, and more.

Why not consolidate your existing debts into one simple monthly payment? You might be surprised just how much you could save with a debt consolidation loan.

We have home loans designed exclusively for homeowners.

A homeowner loan enables you to make use of your property as security for your loan, whether you own a house, flat, bungalow or cottage.

Being a homeowner affords you better status in the eyes of lenders. This makes it possible for home owners to obtain excellent interest rates, even in difficult circumstances or with bad credit problems.

You do not even have to have any equity in your property, some lenders will lend up to 125% of the value of the property (subject to status).

We also offer homeowners unsecured loans for those not wishing to secure the loan against their home.

And all of our home loans are available to everyone regardless of circumstances or credit problems, so give us a try.

APPLY ONLINE FOR A PERSONAL LOAN

More FAQS

I'm self employed, can I get a loan?
YES. We can help you if you're self employed whether you have accounts or not.

I'm in debt, how do I get out of it?
Give us a call or apply online and we'll contact you to discuss the best options for your particular circumstances to get out of debt.

I have arrears, can I still get a loan?
YES. Our loans are available to all circumstances including those with arrears.

I have county court judgements (CCJs), can I still get a loan?
YES. Our loans are available to all circumstances including those with ccjs.

I have a bad credit rating, can I still get a loan?
YES. Whether you have a bad credit rating from past problems or simply because you have not had previous credit, we can help you get a competitive loan.

FREE NO OBLIGATION QUOTATION

I have had credit problems, can I still get a loan?
YES. Our loans are available to all circumstances regardless of past credit problems or difficulties.

I am a private tenant, can I still get a loan?
YES. We offer unsecured loans to all non-homeowners at competitive rates.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Loans are subject to status and available to persons aged 18 or over.
Loans may be secured on your home. Calls may be recorded.
Rates 7.9% APR to 19.6% APR Variable
The overall cost for comparison is 11.9% APR Typical/Variable.