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FAQs

I am a council tenant, can I still get a loan?
YES. We offer unsecured loans to all non-homeowners at competitive rates.

I have no proof of income, can I still get a loan?
YES. We offer self certification loans at competitive rates.

How easy is it to apply for loans?
We try to make it as easy as possible for all UK residents to obtain loans. It's in our interests as well as yours to keep everything simple, clear and easy.

I am living with parents, can I still get a loan?
YES. We offer unsecured loans to all non-homeowners at competitive rates.

I have a bad credit rating, can I still get a loan?

YES. Whatever the reason for your bad credit rating, newsloans.co.uk can help you get loans, mortgages and personal finance.

It may be that you have had county court judgements (ccjs) registered against you in the past, or have got into arrears on your mortgage or loans leading to your poor credit rating.

Don't despair, we're here to help.

We have a number of specialist schemes for people with bad credit problems and can negotiate on even the most difficult of circumstances.

So no matter how bad things seem, or if you've been turned down elsewhere by another broker or lender, we genuinely can assist you get a poor credit rating loan.

We offer all of our web site visitors a FREE, no obligation, loan quotation so what have you got to lose?

Simply complete our quick and easy online form and we'll get back to you with our best quote.

Alternatively give us a call on our FREEPHONE number and we'll take you through the application process and answer any questions you may have.

APPLY ONLINE FOR A PERSONAL LOAN

How do I check my credit rating?

There are a number of online resources offering free credit rating reports, credit rating repair, help and advice on how to improve credit rating in the future.

For more information follow the link below

Credit rating information

More FAQS

I'm self employed, can I get a loan?
YES. We can help you if you're self employed whether you have accounts or not.

I'm in debt, how do I get out of it?
Give us a call or apply online and we'll contact you to discuss the best options for your particular circumstances to get out of debt.

I have arrears, can I still get a loan?
YES. Our loans are available to all circumstances including those with arrears.

I have county court judgements (CCJs), can I still get a loan?
YES. Our loans are available to all circumstances including those with ccjs.

I have a bad credit rating, can I still get a loan?
YES. Whether you have a bad credit rating from past problems or simply because you have not had previous credit, we can help you get a competitive loan.

FREE NO OBLIGATION QUOTATION

I have had credit problems, can I still get a loan?
YES. Our loans are available to all circumstances regardless of past credit problems or difficulties.

I am a private tenant, can I still get a loan?
YES. We offer unsecured loans to all non-homeowners at competitive rates.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Loans are subject to status and available to persons aged 18 or over.
Loans may be secured on your home. Calls may be recorded.
Rates 7.9% APR to 19.6% APR Variable
The overall cost for comparison is 11.9% APR Typical/Variable.